Perpetual Education Fund origins



https://www.churchofjesuschrist.org/study/liahona/2026/07?lang=eng


Folks, I was pleased in recent days to have some of you alert me to my work being featured in the LDS Church Liahona Magazine. Not featuring me, of course, because the writer was somewhat clueless. But back in the 1990s, I had seen so much suffering as I fought global poverty globally among Muslims and Catholics who struggled in the dozen or so nations I was working in, mobilizing rich friends to give of their time and substance. I think we had 5-6 Nonprofit organizations operating, mostly in the Philippines and West Africa. But I also felt deeply the pain among young LDS returned missionaries of what was called the Third World because I’d seen them through the years go serve the Lord, return home, and suffer miserable lives. They’d share stories of being unable to go to college. Therefore, they couldn’t get a decent job. So, the young women wouldn’t marry them. They were left in bitterness, loneliness, as well as lost credibility, hunger, etc.

I prayed about this tragedy for months, and finally God answered me. Directly. Clearly. He didn’t say stop my other work to simply focus on LDS RMs. But to stir up interests and convince top church officials to launch my humble little idea. I took it to a few LDS bureaucrats, and most of them laughed at the idea. I called it the creation of an LDS “Perpetual Education Fund” drawing from the early pioneer program known as the Perpetual Emigration Fund that funded my pioneer ancestors to be able to leave the UK, Sweden, Norway and take ship to America where they could cross the plains and Rockies and get to Utah. Here they built Zion and saved the dreams of the Prophet Joseph and later, Brother Brigham.

But church bureaucrats just chuckled. So, I worked my way into a sneaky one-on-one session with Gordon B. Hinckley, telling him he’s a renegade with more innovations to still implement. Years earlier he had accepted my idea of an LDS humanitarian NGO. It's now LDS Charities and is run by friends and former students in doing much good.
One time while doubting my proposal, he enquired if my ancestors had reimbursed the old pioneer Perpetual Immigration Fund after they began to succeed economically. I admitted they probably hadn’t. Then I teased him about his own ancestors. We both chuckled and I said, “Even they were too poor back then, and I’m sure yours didn’t offer paybacks because hardly anyone could.” But, I argued, "the church’s financing brought them to Zion and they saved the church. And you know it, President.” He laughed and got tears in his eyes as he often did, and then muttered under his breath, “You’re right about both our families.”

However, after a year of lobbying and more sad stories, he was still resistant. I’d argued, told dozens of cases or young elders serving in Zambia or Peru, and for 2 years enjoying a nice apartment, air conditioning, a bike or car, 3 good meals daily, and all the prestige a young elder gets with his fancy suit, standing at the pulpit preaching God’s will to hundreds of people, all in addition to helping convert, baptize, and change people’s lives. Then, they are released, go home to a hovel or shack, sleep on the floor with 4-5 siblings crawling around. No AC. Only one meal per day. No car. Not even a bike. Jobless. Potential girlfriends are disinterested because such elders lack schooling and therefore can’t get a decent job. A temple marriage? Nope.
But the Prophet seemed unmoved. So, I convinced one of my best NGOs to agree that we could try our own PEF with a stake President friend in Curitiba, Brazil to run our humble PEF experiment. We funded it from our Mentors International NGO coffers. The results seemed good. So, we then launched another experiment with RMs in Chile. But there, we put $100,000 in a Bank of America account in Santiago and let them disburse and later collect the monies. By then our results were convincing. Such that an old Mexican friend in Mexico who was a mission president there agreed to try it as well. After his mission, he stayed there living among the people and helping RMs.
Meanwhile, I got some BYU students of mine to spend a summer in Peru collecting the data I needed to argue more for the PEF. My team found a couple hundred RMs to interview. They collected the data. The cases had all the negative features above. But even worse: 82 percent had gone inactive. So, I took that data to Pres. Hinckley, but he still seemed unfazed. Yet I knew my crazy, inspired idea had legs, and it needed to go forward.

Shortly after the latest meeting we had, while church bureaucrats continued asserting my proposal was too radical, while I argued they needed to pray harder and become radical themselves, there was a bit of movement. On a Friday afternoon, the Prophet’s secretary called my home. She said he wanted me to be sure and attend the upcoming Saturday evening priesthood session. I asked, “Are you going to tell me what I should expect?” She said she wasn’t and she couldn’t. That’s when I knew! The next day, Saturday, March 31, 2001, it was announced. My phone started ringing off the hook all night as newspaper columnists, friends, students, and some church leaders began calling me and their congratulations, saying we needed to celebrate what they told me would never happen. But now it was in the pipeline.

From all this, I learned that when I worked hard on major LDS Church problems, if I don’t get discouraged or quit, but stay at it long enough and be as inspired and creative as I can, social change can happen. I’m burned out typing this up tonight but could say a lot more about the PEF rollout, its early management problems, how quickly it ballooned into a $1 billion program, and how it’s evolved over the decades since. I’m grateful my band of renegade students helped me get data so I could convince Pres. Hinckley first to create Latter-day Saint Charities back in the 1980s and then the 90’s, which just reported spending over $1.5 billion last year alone in assisting the global poor. PEF has been another huge blessing as thousands of returning elders and sisters have had much success in moving toward economic self-reliance. So, folks, take a look at the July 2026 Liahona for inspiring stories of transformation!






 

Longer lifespans

People are living longer everywhere.

29 And in the barren deserts there shall come forth pools of living water; and the parched ground shall no longer be a thirsty land.

30 And they shall bring forth their rich treasures unto the children of Ephraim, my servants.

(Doctrine and Covenants 133:29–30)

_____

The average person today can expect to live far longer than someone born in 1960, regardless of where they live.

This chart, via Visual Capitalist's Bruno Venditti, tracks life expectancy at birth across four World Bank income groups. While high-income countries still have the longest lifespans, the biggest gains have come elsewhere. Upper-middle income countries have added more than three decades to life expectancy, while low-income countries have made substantial progress as well.




The data for this visualization comes from World Bank via FRED. It tracks life expectancy at birth by income group from 1960 to the latest available data (2024).

High-Income Countries Still Lead

High-income countries still have the highest life expectancy, reaching 80.3 years in 2024.

That is up from 68.3 years in 1960, a gain of 12 years. These countries started from a much higher baseline, meaning their gains have been slower but still substantial.

Examples include the U.S., Germany, and Japan.

 

Upper-Middle Income Countries Saw the Fastest Gains

Upper-middle income countries posted the largest increase, rising from 41.9 years in 1960 to 76.3 years.

That is a gain of 34.4 years, the fastest improvement of any group in the dataset. This category includes countries such as China, Brazil, Mexico, and South Africa.

Much of this improvement coincided with rising incomes, better sanitation, expanded vaccination programs, lower child mortality, and broader access to healthcare. Together, these changes helped push life expectancy in many middle-income countries toward levels once seen only in the world’s wealthiest economies.

The Global Life Expectancy Gap Has Narrowed

In 1960, people in high-income countries lived about 27 years longer than those in low-income countries.

Today, the gap stands at roughly 16 years. While a significant difference remains, low-income countries have added more than 23 years to average life expectancy since 1960. In other words, much of the world’s longevity progress has come from countries that started furthest behind.

However, the remaining gap shows that income, healthcare access, and living conditions continue to shape longevity worldwide.


Come to Zion!

 


Conference classic - October 2002


Come to Zion! Come to Zion!

Principles of love, work, self-reliance, and consecration are God given. Those who embrace them and govern themselves accordingly become pure in heart.

As we meet with Church members around the world, one challenge seems universal: having enough time to do everything that needs doing. Among those who have few resources, the need is for more time to secure the necessities of life. Among those who have sufficient, the need is for more time to attend to the niceties of life. The challenge is daunting because time is fixed; man can neither lengthen out the day nor extend the year.

The world is the culprit. As the world grapples with more efficient ways of managing time, it lures us into more and more earthly pursuits. But life is not a struggle with time—it is a struggle between good and evil.

What to do about all this can be one of the more vexing decisions in life. In 1872, the prophet Brigham Young counseled the Saints on this very subject. Said he: “Stop! Wait! When you get up in the morning, before you suffer yourselves to eat one mouthful of food, … bow down before the Lord, ask him to forgive your sins, and protect you through the day, to preserve you from temptation and all evil, to guide your steps aright, that you may do something that day that shall be beneficial to the kingdom of God on the earth. Have you time to do this? … This is the counsel I have for the Latter-day Saints to day. Stop, do not be in a hurry. … You are in too much of a hurry; you do not go to meeting enough, you do not pray enough, you do not read the Scriptures enough, you do not meditate enough, you are all the time on the wing, and in such a hurry that you do not know what to do first. … Let me reduce this to a simple saying—one of the most simple and homely that can be used—‘Keep your dish right side up,’ so that when the shower of porridge does come you can catch your dish full.”

Use the gospel plan to set proper priorities. The Lord instructed, “Wherefore, seek not the things of this world but seek ye first to build up the kingdom of God [or Zion], and to establish his righteousness, and all these things shall be added unto you.”

When I was a young boy growing up in southern Utah, the concepts of Zion were much less clear to me than they are today. We lived in a small town not far from Zion National Park. In church we often sang the familiar words:

Israel, Israel, God is calling,

Calling thee from lands of woe.

Babylon the great is falling;

God shall all her tow’rs o’erthrow.

Come to Zion, come to Zion

Ere his floods of anger flow.

Come to Zion, come to Zion

Ere his floods of anger flow.

In my little-boy mind, I saw the magnificent cliffs and towering stone pinnacles of that national park. Meandering through the high-walled canyons flowed a river of water—sometimes placid, sometimes a raging torrent. You can probably imagine the confusion experienced as this little boy tried to put together the words of the hymn with the familiar surroundings of that beautiful park. Though it was not a perfect fit, lodged in my mind was the impression that Zion was something majestic and divine. Over the years, a grander understanding has emerged. In the scriptures we read, “Therefore, verily, thus saith the Lord, let Zion rejoice, for this is Zion—the pure in heart.”

The establishment of Zion should be the aim of every member of this Church. It can be safely said: As we seek with all our hearts to bring forth and establish Zion, the vexations of too little time will disappear. There are joys and blessings by enlisting in this noble cause. One’s personal life is transformed. The home is no longer a hotel but a place of peace, security, and love. Society itself changes. In Zion, contentions and disputations cease, class distinctions and hatreds disappear, no one is poor—spiritually or temporally, and all manner of wickedness is no more. As many have attested, “Surely there could not be a happier people among all the people … created by the hand of God.”

The ancient prophet Enoch labored many years to bring his people to this state of righteousness. Like our day, they also lived in a time of wickedness, wars, and bloodshed. But the righteous people responded. “And the Lord called his people Zion, because they were of one heart and one mind, and dwelt in righteousness; and there was no poor among them.”

Take special note of the word because in this scripture. Zion is established and flourishes because of the God-inspired lives and labors of its citizens. Zion comes not as a gift but because virtuous covenant people are drawn together and build it. President Spencer W. Kimball observed, “As we sing together ‘Come to Zion,’ we mean … come to the ward, the branch, the mission, the stake, and give assistance to build up Zion.” Thus gathered in the Lord’s appointed way, Latter-day Saints conscientiously strive to bring forth Zion as the “kingdom of our God and his Christ,” preparatory to the Lord’s Second Coming.

President Hinckley has reminded us that “this cause in which we are engaged is not an ordinary cause. It is the cause of Christ. It is the kingdom of God our Eternal Father. It is the building of Zion on the earth.”

“If we are to build that Zion of which the prophets have spoken and of which the Lord has given mighty promise, we must set aside our consuming selfishness. We must rise above our love for comfort and ease, and in the very process of effort and struggle, even in our extremity, we shall become better acquainted with our God.”

Among the doctrines that give rise to this highest order of priesthood society are love, service, work, self-reliance, consecration, and stewardship. To better understand how we can build Zion on these foundational truths, let us consider four of them.

The first is love.

“Jesus said … , Thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind.

“This is the first and great commandment.

“And the second is like unto it, Thou shalt love thy neighbour as thyself.

“On these two commandments hang all the law and the prophets.”

To love God more than anything else impels us to take control of our priorities and order our lives so as to be in accord with Him. We come to love all of God’s creations, including our fellowman. Placing God first in all things kindles greater love and devotion between husband and wife, parents and children. In Zion, we find “every man seeking the interest of his neighbor, and doing all things with an eye single to the glory of God.”

Next is work. Work is physical, mental, or spiritual effort. The Lord commanded, “By the sweat of thy face shalt thou eat bread.” Work is the source of happiness, self-esteem, and prosperity. In the economy of God, there is no room for chicanery and greed. Work is to be honest toil with this overarching, divine purpose: “The laborer in Zion shall labor for Zion; for if they labor for money they shall perish.”

Self-reliance comes next. It is the harbinger of personal agency and security. This Church and its people are commanded by the Lord to be prepared, self-reliant, and independent. Times of plenty are times to live providently and lay up in store. Times of scarcity are times to live frugally and draw on those stores.

“No true Latter-day Saint, while physically or emotionally able, will voluntarily shift the burden of his own or his family’s well-being to someone else. So long as he can, under the inspiration of the Lord and with his own labors, he will … supply himself and his family with the spiritual and temporal necessities of life.”

We are sons and daughters of God and are truly dependent upon Him for all that we have. If we keep His commandments, He will never forsake us. But Heavenly Father does not do for us what we can and should do for ourselves. He expects us to use the means we receive of Him to care for ourselves and our families. When we do so, we are self-reliant.

Lastly, consecration. The covenant of consecration encompasses sacrifice; circumscribes love, work, and self-reliance; and is fundamental to the establishment of God’s kingdom. “Zion cannot be built up,” the Lord said, “unless it is by the principles of the law of the celestial kingdom.” The covenant of consecration is central to this law. We shall one day apply it in its fulness. This covenant embraces the “giving of one’s time, talents, and means to care for those in need—whether spiritually or temporally—and in building the Lord’s kingdom.”

These principles of love, work, self-reliance, and consecration are God given. Those who embrace them and govern themselves accordingly become pure in heart. Righteous unity is the hallmark of their society. Their peace and harmony become an ensign to the nations. Said the Prophet Joseph Smith:

“The building up of Zion is a cause that has interested the people of God in every age; it is a theme upon which prophets, priests and kings have dwelt with peculiar delight; … it is left for us to see, participate in and help to roll forward the Latter-day glory [of Zion], … a work that is destined to bring about the destruction of the powers of darkness, the renovation of the earth, the glory of God, and the salvation of the human family.

I bear witness that these things are true. President Gordon B. Hinckley is God’s prophet on the earth, as was Joseph Smith Jr. The kingdom of God is The Church of Jesus Christ of Latter-day Saints and will become Zion in all her beauty. Christ is the Savior of the world, the Beloved Son of the living God, the Holy One. In the name of Jesus Christ, amen.